OPINION | Make sure your car insurance covers you

When last did you shop around to make sure your car insurance premium is still market-related? It’s essential to do that, because when it comes to car insurance, in particular, loyalty is often punished with premium creep unless you make a point of contesting the increases. Here’s how it works in most cases, according to an industry insider – the insurer will offer you a discounted price to bring you on board, then hit you with above-inflation premium increases for the next two to three years.

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